Wednesday, July 21, 2010

Article On Cheap Auto Insurance

I found this article on how to save money insuring your car, hopefully it will be helpful. If you have any of your own tips, or found the article useful, please leave us a comment. And if there's anything in particular you'd like to be reading about in regards to auto insurance, just say the word and we'll try and accomodate you!

"Getting Really Cheap Auto Insurance"
by Mel Alison

Everyone needs to save money, and getting really cheap auto insurance is one way to do it. Most people don't realize this isn't impossible, or even as hard as it might seem.

Your auto insurance company might offer low premiums for a lot of various reasons. Many people consider saving money by increasing their deductibles. This is how much you'll have to pay before your insurance kicks in. If your deductible is $1000, that means you'll pay the first $1000 on repairs.

With a higher deductible, you will have lower deductibles. Also, having an anti-theft device like an alarm, even a passive one, will definitely help reduce your premiums.

If you are insuring more than one car for your family, you might be able to negotiate a multiple car discount. And if you're using one of the vehicles as the "primary", you might be able to get away with lowering the coverage on the secondary automobile.

Some insurers have discounts for certain professions and organizations. Members of law enforcement are usually eligible for this discount, as are certain medical professionals. Make sure to ask your insurance company what discounts they have available for groups or organizations.

You may also be able to receive a discounted rate if you attend a defensive driving course. Teenage drivers can receive sizable discounts by participating in driver education classes; if they maintain an excellent academic record, they will likely also qualify for a good student discount.

Cheap auto insurance is definitely a possibility! If you use these tips and take advantage of all of the many resources available to you on the internet, you're well on your way to minimizing your premiums and saving a lot of money!

Click here for more information about Really Cheap Auto Insurance from California Auto Insurance Zone!

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